Our loans
Two product lines, one method: study your case properly, compare banks and private capital, and stay with you until signing.
Mortgages
Flagship product
Financing of up to 70% for foreign buyers and Spaniards living abroad: second home, investment or a move to Spain. Your file presented the way the bank wants to see it, in your language.
Tool
Non-residents can finance up to 70% of the property value. The simulation estimates your maximum mortgage, down payment, savings required and monthly payment based on your details. See full requirements and terms on our non-resident mortgage in Spain page.
Indicative simulation, not binding · We will call you within 24 hours
Equity release · Capital liberation
If you already own a property (or are about to inherit one), it can back the liquidity you need. Pick your case:
Combine loans and cards into a single lower monthly payment, secured against your home.
Turn part of your home’s value into cash without selling it, for emergencies or opportunities.
Full renovations or major improvements that the bank’s personal loan does not cover.
Liquidity for taxes, settlements or charges on an inheritance without a rushed sale of the property.
Buy your next home without waiting to sell the current one, with a single monthly payment.
Being on a credit file does not close the door if you have a property to back the deal.
Calculate your equity release
Enter your property value and the details of your operation to see an indicative estimate of your offer and its viability. It is a simulation; the final proposal is confirmed by our team.
| Term | Monthly payment |
|---|---|
| 10 years | — |
| 15 years | — |
| 20 years | — |
Indicative simulation, not binding · We will call you within 24 hours
Frequently asked questions
The mortgage finances the purchase of a property. Equity release uses a property you already own as security to unlock liquidity: consolidating debts, renovating, settling an inheritance or bridging between homes.
Yes, if you have a property to back the deal. Being on a credit file complicates traditional banking, but it does not close the private capital route secured against property.
It depends on the product. Retail bank mortgage (buying a property): the pre-assessment takes 24-48 working hours, and signing usually follows 4-8 weeks later. Equity release: once we have your full documentation, approval comes through in 24-48 hours and signing in around 12 days.
Tell us about your situation through the contact form and we will point you in the right direction. That is literally our job: listening to the case and proposing the route with the best terms.
Tell us about your situation and we will point you to the right product, with no obligation.
Free pre-assessment
Leave us your details and an adviser will review your case and get back to you with a tailored proposal, no strings attached.
Prefer to talk now? Call us at +34 677 51 91 76.
