Our loans
A financing solution for every moment.
Two product lines, one method: study your case properly, compare banks and private capital, and stay with you until signing.
Mortgages
To buy your property in Spain.
Flagship product
Mortgage for non-residents
Financing of up to 70% for foreign buyers and Spaniards living abroad: second home, investment or a move to Spain. Your file presented the way the bank wants to see it, in your language.
Equity release · Capital liberation
Your property's value, working for you.
If you already own a property (or are about to inherit one), it can back the liquidity you need. Pick your case:
Debt consolidation
Combine loans and cards into a single lower monthly payment, secured against your home.
Liquidity loan
Turn part of your home’s value into cash without selling it, for emergencies or opportunities.
Renovation loan
Full renovations or major improvements that the bank’s personal loan does not cover.
Inheritance loan
Liquidity for taxes, settlements or charges on an inheritance without a rushed sale of the property.
Bridge loan
Buy your next home without waiting to sell the current one, with a single monthly payment.
Loan with ASNEF
Being on a credit blacklist does not close the door if you have a property to back the deal.
Calculate your equity release
Enter your property value and the details of your operation to see an indicative estimate of your offer and its viability. It is a simulation; the final proposal is confirmed by our team.
- Total LTV
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- DTI
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| Term | Monthly payment |
|---|---|
| 10 years | — |
| 15 years | — |
| 20 years | — |
Indicative simulation, not binding · We will call you within 24 hours
Frequently asked questions
Quick answers before you choose.
The mortgage finances the purchase of a property. Equity release uses a property you already own as security to unlock liquidity: consolidating debts, renovating, settling an inheritance or bridging between homes.
Yes, if you have a property to back the deal. Being on a credit file complicates traditional banking, but it does not close the private capital route secured against property.
The pre-assessment, 24-48 working hours. A full mortgage usually signs in 4-8 weeks; secured loans can move faster, with pre-approval in 24 hours.
Tell us about your situation through the contact form and we will point you in the right direction. That is literally our job: listening to the case and proposing the route with the best terms.
Not sure which one fits you?
Tell us about your situation and we will point you to the right product, with no obligation.